Structured accounting, financial management, and advisory services for small businesses.

Our Services

Service

Monthly Bookkeeping — The Foundation Every Growing Business Needs

Reliable financials are the foundation of good decisions. Our monthly bookkeeping and financial management services keep your books accurate, organized, and ready to support planning, reporting, and growth.

What’s included:

  • Transaction Recording and Categorization
    Accurate classification of income and expenses to ensure clean, reliable financial records.

  • Bank and Credit Card Reconciliations
    Monthly reconciliations to confirm your accounts align with supporting statements.

  • Monthly Financial Statements
    Preparation of profit and loss statements, balance sheets, and cash flow reports to give you a clear view of your business.

  • Expense Tracking
    Ongoing review and organization of expenses to support budgeting and tax readiness.

  • Year-End Preparation for Your CPA
    Clean, complete financials prepared for efficient tax filing and professional collaboration.

Optional add-on services:

These services are available based on business needs and scope:

  • Accounts Payable and Accounts Receivable Management
    Support for bill payment and invoicing, with oversight of payables and receivables to keep cash flow on track.

  • Payroll Processing
    Payroll processing through QuickBooks Online or an approved third-party provider.

  • Sales Tax Reporting and Compliance
    Calculation, reporting, and filing of sales tax to meet compliance requirements.

Clean books aren’t just about compliance — they’re the foundation of every good business decision you’ll ever make. We keep yours spotless.

Catch-Up & Clean-Up Services — Restore Order, Move Forward

Behind on your books? It happens. We get your financials current, accurate, and structured — then set you up so it doesn’t happen again.

What’s included:

  • Comprehensive Review
    A detailed review of your existing bookkeeping to identify errors, gaps, and inconsistencies.

  • Transaction Review and Corrections
    Review and correction of historical transactions to ensure proper categorization and accuracy.

  • Account Reconciliations
    Reconciliation of bank and credit card accounts to confirm balances align with statements.

  • Financial Corrections
    Adjustments made to correct discrepancies and reflect your true financial position.

  • Updated Financial Reports
    Preparation of accurate, up-to-date financial statements upon completion.

  • Next-Step Guidance
    Clear recommendations to help maintain clean books going forward.

When we’re done, your books aren’t just current. They’re built to stay that way.

Top view of a woman working at home in the kitchen with financial papers, counting on a calculator, paying bills, planning a budget to save some money. Independent accounting, remote accountant
Service Five

QuickBooks Online Setup — Built Right, From Day One

Most bookkeeping problems trace back to a QuickBooks setup that was rushed, guessed at, or built for someone else’s business. We configure your system from the ground up — chart of accounts, workflows, and reporting — so your financials are accurate from day one and built to grow with you.

What’s included:

  • System Configuration
    Setup of chart of accounts, settings, and workflows aligned with how your business operates.

  • Data Migration
    Secure transfer of existing financial data into QuickBooks Online with accuracy and continuity.

  • Account Connections and Integrations
    Connection of bank, credit card, and approved third-party tools to support consistent transaction flow.

  • Reporting and Invoicing Setup
    Configuration of financial reports and invoicing settings to support clear tracking and billing.

  • Client Training
    Focused training to ensure you understand how to use QuickBooks Online effectively and responsibly.

Your books are only as reliable as the system behind them. We make sure yours is built right — so it works for you today, next quarter, and three years from now.

Fractional CFO — Senior Financial Leadership, Without the Full-Time Cost

You shouldn’t have to guess about your own numbers. Our Fractional CFO service gives you a dedicated financial partner — backed by 25+ years of expertise — who helps you understand where your business stands, where it’s headed, and exactly what to do next. All the strategic value of a CFO, without the six-figure salary.

What’s included:

  • Strategic Financial Leadership
    Ongoing financial oversight and guidance to support budgeting, forecasting, and long-term planning.

  • Cash Flow Management
    Monitoring and analysis of cash flow to help you understand timing, risks, and opportunities.

  • Financial Analysis and Insight
    Review and interpretation of financial results to support thoughtful, data-informed decisions.

  • Dashboards and Key Metrics
    Clear, decision-focused dashboards that highlight key metrics, trends, and performance indicators to support ongoing review and planning.

  • Reporting and Performance Tracking
    Financial reporting and analysis to track performance and identify meaningful trends.

  • Growth Planning and Advisory
    Strategic support for growth decisions, pricing, investments, and scaling with intention.

This is the service for business owners who are done flying blind — and ready to build something intentional.

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Federal 1040 Tax Form With Sticker, Calculator And Pen

Tax Preparation & Planning — Available to Ongoing Clients

Tax preparation and planning are available exclusively to ongoing bookkeeping and Fractional CFO clients — and that’s intentional. Because we’ve managed your financials all year, we already know your business. Your tax work isn’t a separate scramble; it’s a natural extension of everything we’ve done together. The result: fewer surprises, smarter planning, and a tax process that actually reflects where your business is going.

Individual Tax Preparation and Planning

We prepare and plan individual tax returns for business owners with pass-through entities, ensuring accuracy, compliance, and alignment between personal and business filings.

  • Form 1040 with Schedule C
    Individual income tax returns for single-member LLCs and sole proprietors.

Business Tax Preparation and Planning

We provide business tax preparation and planning for eligible client entities where we also support the underlying bookkeeping and financial management.

  • Form 1120S – S Corporations

  • Form 1120 – C Corporations

  • Form 1065 – Partnerships

Because we manage your books year-round, your tax work is never a scramble. It’s accurate, strategic, and already prepared.

Clear answers to common questions about our services and process

Frequently Asked Questions

LUCI Financial Solutions provides bookkeeping, financial management, and Fractional CFO services for small and growing businesses nationwide. We handle the full financial picture — from accurate monthly books and tax preparation to high-level strategic advisory — so business owners can make confident decisions and focus on growth. Whether you need a solid financial foundation or a dedicated strategic partner, we work at the level your business needs.

Tax preparation and planning are available exclusively to ongoing bookkeeping and Fractional CFO clients. Because we manage your financials throughout the year, we already know your business when tax time arrives — which means fewer surprises, smarter planning, and a process that’s far more accurate than starting from scratch each spring. If you’re not yet a bookkeeping client, a discovery call is the best place to start.

Yes — LUCI serves clients across the United States. We’re a fully virtual firm, which means geography has never been a barrier. Our clients span multiple states and industries, and our processes are built for remote collaboration from day one. If you’re running a business anywhere in the country, we can support it.

Your financial data is handled with the same care we’d want for our own. We work exclusively within trusted, industry-standard platforms — including QuickBooks Online and secure cloud-based tools — and operate under strict confidentiality protocols. We don’t cut corners on security, and we’re happy to walk you through our specific practices during your consultation.

We work primarily with professional services businesses — including law firms, consultants, designers, and service-based entrepreneurs — where clean financials and strategic insight have a direct impact on growth. We also serve clients in construction, real estate, and other industries where the financial complexity warrants a dedicated partner. If you’re not sure whether LUCI is the right fit, a discovery call will answer that quickly.

Let’s discuss whether we’re the right fit.